Our Programs
How It Works
Simple, transparent processes for every program we offer. Here's exactly what to expect.
Rental Program
Clean, affordable 2, 3 & 4 bedroom single-family homes. Section 8 vouchers accepted for standard rentals.
Note: Section 8 tenants are not eligible for Rent-To-Own or Owner Financing programs.
Browse Available Homes
View our current rental listings and find a home that fits your needs and budget. We offer 2, 3, and 4 bedroom single-family homes.
Submit an Application
Complete our rental application. We review each application individually. Section 8 vouchers accepted.
Schedule a Viewing
Tour the property with one of our team members at a convenient time.
Sign Your Lease
Once approved, sign your lease agreement and pay your first month and deposit.
Move In
Get your keys and start making your new house a home.
Lease with an Option to Own
Move in today. Build toward homeownership while you rent. Our buyers love this program because it gives them the time they need.
Apply & Qualify
Tell us about your situation. We evaluate each applicant individually — no bank required. Good, bad, or ugly credit is OK.
Agree on a Purchase Price
A set purchase price is agreed upon upfront, giving you certainty about your future cost.
Move In & Start Renting
Begin paying monthly rent. 100% of your option fee is credited toward your purchase price, plus monthly credits for every on-time payment.
Build Your Credit & Savings
Use the rental period to improve your credit, save for a larger down payment, and try out the neighborhood before buying.
Exercise Your Option to Buy
At the agreed date, you have the first right to purchase the home at the set price, with all your credits applied.
Program Highlights
The American Dream
Our American Dream Homeownership Program requires no bank financing and gives you all the benefits of home ownership. This program is limited by State Law.
Verify Your Income
Provide documentation of verifiable income. We review your financial situation to determine eligibility. All credit is accepted.
Provide a Down Payment
A down payment is required. We are very flexible — we can even set up a payment plan for your down payment over 6–12 months.
Review the Terms
We present the loan terms. Typical interest rates range from 7.5% to 10.5% depending on your down payment and application.
Sign the Documents
Sign a promissory note and mortgage/deed of trust. These documents are recorded at the county courthouse to secure your ownership.
You're a Homeowner
Make your monthly payments directly to us. Build equity and work toward full ownership. Enjoy immediate occupancy and tax benefits.
Program Highlights
Ready to Get Started?
Contact us today and we'll help you determine which program is the best fit for your situation. Our homes go quickly — time is of the essence!