We offer three programs: traditional Rentals (Section 8 accepted), Rent-To-Own (10% of monthly rent credited toward purchase), and Owner Financing (we finance directly — no bank needed).

You rent the home at an agreed monthly rate, and 10% of each payment is credited toward your future purchase price. You lock in today's price and have time to build your credit and savings before purchasing.

Instead of getting a mortgage from a bank, we act as the lender. You make monthly payments directly to us. Interest rates typically range from 7.5–10.5% depending on your down payment and credit profile.

Yes! Our VIP Buyer Program gives you early access to new listings before they're publicly available, priority placement, and a dedicated advisor to guide you through the process.

Down payment requirements vary by program. For Owner Financing, we offer flexible options and work with your situation. We accept 401K withdrawals, borrowed funds, and gift funds as part of your down payment

Yes! We proudly accept Section 8 / Housing Choice Vouchers across our rental portfolio. Contact us to see which homes are currently available for Section 8 tenants.

Application fees vary by program. For rentals, a standard application fee applies. For our Rent-To-Own and Owner Financing programs, we charge a nominal processing fee. Contact us for current fee schedules.

We do review credit as part of our process, but we work with all credit profiles — good, bad, or no credit. Our Owner Financing program is specifically designed for buyers who can't qualify for traditional bank financing.

There is no minimum credit score requirement for our programs. We evaluate the full picture — income, employment, down payment, and motivation — not just your credit score.

Yes. We accept 401K withdrawals, borrowed funds from family or friends, and other non-traditional sources for down payments on our Owner Financing program.

We can close in as little as 7 days. The timeline is flexible — if you need more time, we can accommodate that too. We work around your schedule.

No. We buy homes in any condition — as-is. You don't need to clean, repair, or stage anything. We handle all of that after closing.

None. We are not realtors. There are no agent commissions, no closing costs charged to you, and no hidden fees. The offer we make is what you receive.

We buy single-family homes, duplexes, townhomes, and condos. We purchase properties in any condition — inherited homes, foreclosures, fire-damaged, vacant, or occupied.

We currently operate in South Carolina, North Carolina, Pennsylvania, Georgia, Florida, Alabama, Tennessee, Arkansas, Kentucky, and Mississippi.

As your landlord, GJ Property Holdings is responsible for maintaining the property in habitable condition. Tenants are responsible for minor upkeep and reporting issues promptly. We have a responsive maintenance team.

It's easy! Fill out our Buyer Questionnaire or Cash Offer form on this page, or call us at (864) 447-6733. A team member will reach out within 24 hours.

No. GJ Property Holdings is a real estate investment company, not a brokerage. We buy, renovate, and sell homes directly — which means no agent commissions when you sell to us.